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The Baro Deposit Pay App Card Payment Terminal App is a payment system that allows you to conveniently receive various payments and fees immediately using a smartphone app or QR code, without the need for a card reader or terminal. - Payments are settled directly from the card company after deducting only the card company's commission.

The Baro Deposit Pay App Card Payment Terminal App features the following characteristics:

o. Use immediately by registering as a card company merchant under your own business name.

o. Payment via VAN (Value Added Network) deducts only the card company's commission; the commission rate is set by the financial authorities (applying low commission rates highly advantageous to micro-enterprises, small business owners, and self-employed individuals).

o. Direct deposit from the card company into the merchant's account (Baro Deposit).

o. Immediately recorded as card sales to the National Tax Service under your business name.

o. Used for actual product/service transactions. Providing diverse and easy payment methods (Instant Payment, such as camera touch, NFC, manual payment, SMS payment, etc.)

(1) On-site card payment function via mobile phone (physical card camera scan, touch payment, etc.)

(2) Manual payment function where card numbers are entered into the mobile phone

(3) Function to receive payments or fees immediately by requesting link payment via SMS (sending a URL) to customers located far away

(4) Function to easily receive bank transfers using QR codes

(5) Function to receive card payments using QR codes

* When receiving card payments, a fee of 0.15% for debit cards and 0.4% for credit cards applies, with immediate deposit within D+2 business days.

* When receiving bank transfers, there are no separate fees; the funds are deposited immediately upon transfer and a voice notification is provided.

Instant Payment App Payment Fees and Deposit Timing for Payment Amounts / Sales Amounts

The Instant Payment App is an integrated payment system that allows you to make instant payments by selecting bank transfers or credit card payments via the app or QR code.

(1) Instant Payment App credit card payments are handled by VAN services Provided (even non-face-to-face transactions are provided via VAN service rather than PG), applying card company commission rates (0.15%~ for businesses with annual sales of 300 million KRW or less), and the card company directly deposits the payment amount to the merchant after 2 business days.

(2) Bank transfer via the Baro Deposit Pay App offers 0% commission and instant deposit.

Key Features of the Baro Deposit Pay App

1. Processing physical card camera tags, number inputs, and manual payments on-site.

2. Receive payments via card payment or bank transfer by sending text messages, URLs, or links to customers located far away.

3. Receive sales proceeds / payment amounts via bank transfer / credit card using your own QR code.

(1) Show the mobile phone QR code (appears after logging into the app) to the customer, who scans it with their phone camera to make a bank transfer or credit card payment immediately (convenient for mobile operators and employees to use instead of a card terminal).

(2) If you install a QR code in your store (simply attach the QR code instead of writing down and attaching account numbers), customers scan the QR code with their camera and Conveniently make bank transfers or instant credit card payments

(3) Send a QR code (a QR code is generated when you enter the product name and amount) via text message to distant customers, clients, or business partners. Upon receiving the text, the customer can conveniently make a bank transfer or instant card payment from their mobile phone (applicable to online sales payments, down payments, and requests for outstanding payments via remote payment, text message payment, and URL payment).

4. Issuance and Sending of Cash Receipts

Businesses registered with the Baro Deposit Pay App can issue cash receipts to customers from their mobile phones.

5. There is no registration fee for the Baro Deposit Pay App (Free Registration).

If you sign up easily through the app, we will send you a text message after connecting to the system.

6. The Baro Deposit Pay App, also known as Baro Deposit QR Code Pay or Baro Deposit App, is a payment app system that allows for both bank transfers and credit card payments to be made instantly. For card payments, it utilizes a VAN (Value Added Network) card payment system, resulting in low card payment fees and fast deposits, making it the lowest-cost system.

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