DuitGini

DuitGini is a Malaysia-based personal loan platform offering fast, transparent borrowing with a 100% online process. Licensed by KPKT, it serves eligible residents (21+, employed) who need cash quickly, with clear terms and no hidden fees.

Apply in three steps—log in, submit your details and documents, and receive funds directly to your bank account. Loan terms range from 91–180 days, with a daily interest of 0.03%–0.05% and an APR of 10.95%–18.25%. All costs are disclosed before confirmation, with example calculations provided to help you plan repayments.