# DynamicDrive

> Monitor your behind-the-wheel behavior to become a safer driver and save.

Canonical page: [https://chrome-stats.com/d/com.natgen.drivingapp](https://chrome-stats.com/d/com.natgen.drivingapp)

## Overview

- **ID:** `com.natgen.drivingapp`
- **Platform:** Android
- **Type:** Android app
- **Status:** Available
- **Publisher:** National General Insurance
- **Category:** AUTO\_AND\_VEHICLES
- **Downloads:** 310,444
- **Rating:** 4.38 / 5 (8,015 ratings)
- **Version:** 3.2.0
- **Last updated:** 2026-08-06
- **First published:** 2024-11-01
- **Publisher country:** US
- **Size:** 111 MB
- **Data as of:** 2026-09-18
- **Store listing:** [Google Play Store](https://play.google.com/store/apps/details?id=com.natgen.drivingapp)
- **Website:** [https://dynamicdrive.nationalgeneral.com/](https://dynamicdrive.nationalgeneral.com/)
- **Privacy policy:** [https://nghcprivacy.com/nationalgeneral/onlineprivacystatement](https://nghcprivacy.com/nationalgeneral/onlineprivacystatement)

## Description

DynamicDrive is a driving behavior monitoring app designed for customers of Allstate and its affiliates, including National General Insurance, DirectAuto Insurance, and Farmers Union Insurance. By activating the app with your insurer-provided activation code, DynamicDrive runs quietly in the background, tracking key driving metrics such as time of day, phone use distraction, braking habits, and speeding.

This data is used to generate a driving score that helps you understand your driving habits, encouraging safer behavior behind the wheel. Immediate premium savings are available upon joining the DynamicDrive program, with the potential for additional discounts at renewal. Additionally, users can review detailed maps of their trips to monitor frequency, distance, and safety. Setup is simple: enter your activation code, accept permissions, and start driving safely to improve your score and insurance costs.

## Rankings

- #128,474 — Overall
- #26 — Auto and vehicles (Free)

## Permissions and access

### Permissions

- `android.permission.ACCESS_ADSERVICES_AD_ID`
- `android.permission.ACCESS_ADSERVICES_ATTRIBUTION`
- `android.permission.ACCESS_BACKGROUND_LOCATION`
- `android.permission.ACCESS_COARSE_LOCATION`
- `android.permission.ACCESS_FINE_LOCATION`
- `android.permission.ACCESS_NETWORK_STATE`
- `android.permission.ACCESS_WIFI_STATE`
- `android.permission.ACTIVITY_RECOGNITION`
- `android.permission.CALL_PHONE`
- `android.permission.DETECT_SCREEN_CAPTURE`
- `android.permission.FOREGROUND_SERVICE`
- `android.permission.FOREGROUND_SERVICE_LOCATION`
- `android.permission.INTERNET`
- `android.permission.POST_NOTIFICATIONS`
- `android.permission.READ_CONTACTS`
- `android.permission.READ_EXTERNAL_STORAGE`
- `android.permission.READ_PHONE_STATE`
- `android.permission.RECEIVE_BOOT_COMPLETED`
- `android.permission.REQUEST_IGNORE_BATTERY_OPTIMIZATIONS`
- `android.permission.SCHEDULE_EXACT_ALARM`
- `android.permission.VIBRATE`
- `android.permission.WAKE_LOCK`
- `com.google.android.c2dm.permission.RECEIVE`
- `com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE`
- `com.google.android.gms.permission.ACTIVITY_RECOGNITION`
- `com.natgen.drivingapp.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION`

## Review summary

Users praise DynamicDrive for the insurance discount, ease of use, safer-driving prompts, and trip tracking. However, reliability issues dominate: false driving detections, mislabeling trips, and missing trip data undermine trust. Some report persistent bugs and stability problems, while others express concerns about privacy and constant tracking. Overall, discount and usability are strong positives, but data accuracy and reliability are the main downsides.

### Pros

- Insurance/discount benefits for using the app
- Easy to use and navigate
- Encourages safer driving via driver rating and safety prompts
- Trip tracking/history for trips

### Cons

- Inaccurate driving detection and mislabeling (driving when passenger) and false phone-use detections
- Trips/data not reliably recorded or missing for weeks; history not shown
- Bugs and instability; app doesn't work reliably and needs bug fixes
- Privacy concerns about constant tracking ('follows me everywhere')

## Similar extensions and apps

- [DriveWell Advance](https://chrome-stats.com/d/com.cmtelematics.dwdemo) — 340 users
- [KnowYourDrive](https://chrome-stats.com/d/com.amfam.ubi) — 239,993 users, 4.27 / 5
- [YouDrive](https://chrome-stats.com/d/fr.axa.youdrive) — 109,609 users
- [DriveSense mobile by Esurance](https://chrome-stats.com/d/com.esurance.drivesense) — 473,277 users, 2.59 / 5
- [Smart Drive](https://chrome-stats.com/d/com.smartdrive.coris) — 28 users
- [Driven: Stay Safe & Connected](https://chrome-stats.com/d/com.driventelematics.driven) — 4 users
- [USAA DriveSafe](https://chrome-stats.com/d/com.usaa.mobile.android.safedriving) — 1,238,195 users, 3.76 / 5
- [DriveMutual™](https://chrome-stats.com/d/com.thefloow.production.ontariomutual.drivemutual.app) — 624 users

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Source: [Chrome-Stats](https://chrome-stats.com/d/com.natgen.drivingapp)