Finaap

Finaap is your personal financial wellness companion, designed to help you understand and take control of your finances. Track your debts, build budgets, monitor spending, and stay on top of your taxes, all from one app.

Key Features:

Dashboard & Overview
Get a clear snapshot of your financial health with an at-a-glance dashboard showing your income, expenses, debts, and stability score.

Transaction Tracking
Log income and expenses manually or import them from your bank. AI-powered classification automatically categorises your spending.

Debt Management
Track all your debts in one place. Use our timeline projections, prioritisation tools, and payoff calculators to plan your path to becoming debt-free. Detect debts automatically from your bank transactions.

Smart Budgeting
Create budgets in the standard UK debt advice format. Import transactions and debts directly into your budget to save time and stay accurate.

Tax Tools
Calculate your UK or Nigerian tax obligations. Connect to HMRC Making Tax Digital (MTD) to view obligations and manage your self-assessment digitally.

Bank Integration
Securely connect your UK bank accounts via open banking (powered by Finexer) to automatically import transactions and detect debts.

Financial Stability Score
Our proprietary stability engine scores your financial health from 0 to 100. Run what-if simulations, check affordability for new purchases, and receive personalised risk alerts.

Credit Score Tracking
Manually log your credit scores over time and track your credit health journey.

Reports & Insights
Generate monthly summaries, spending analyses, and debt reports to understand where your money goes.

UK Debt Adviser Directory
Browse a directory of regulated UK debt advisers near you, completely free and publicly accessible.

Privacy & Security
Your data is encrypted and protected with biometric authentication (Face ID / fingerprint). We never sell your data.

Finaap provides financial information and tools to help you make informed decisions. Finaap does not provide financial advice, contact creditors on your behalf, or negotiate payments. For regulated financial advice, please consult a qualified adviser.