Fayal

FAYAL – The modern savings club for buying your products more easily and for less

FAYAL is an app that lets you buy expensive products (phones, appliances, solar kits, etc.) by contributing little by little, without bank loans, and with a discount based on the number of buyers.

Thanks to an innovative system combining savings club, group buying, and flexible payment options, FAYAL makes essential goods accessible to everyone.

How does it work?

Choose a product (with photos, description, and category).

Join a savings club by paying an initial contribution.

Select your frequency: daily, weekly, or monthly.

Pay little by little via mobile money (Wave, Orange Money, etc.).

Enjoy a reduced price thanks to tiered discounts based on the number of participants.

Receive your product when the savings club reaches its end and all members have completed their contributions.

Why choose FAYAL?

Accessible to all
No need for bank loans or large upfront investments. You contribute according to your means.

Reduced prices
The more participants there are, the lower the final price for everyone (tiered system).

Total transparency
Track your payments, the progress of your tontine, the participants, and the time remaining in real time.

Payment flexibility
Pay at the frequency that suits your budget: daily, weekly, or monthly.

Security and reliability
Payments are secure, and your contributions are automatically recorded.

Main Features
- List of available products
- Active and completed tontines
- Fast mobile money payments
- Management of contributions and due dates
- Reminder notifications
- Tracking of total savings
- Complete history
- User profiles with personal information

FAYAL is the ideal solution for:
- Buying a smartphone
- Equipping your home
- Accessing energy
- Making major purchases without pressure
- Saving gradually with a concrete goal