Fresh Loan — Safe Online Loan

Fresh Loan is a licensed fintech platform delivering secure, legitimate digital credit for Filipinos, with transparent terms and operations fully compliant with Philippine regulations. Operated by Just Smile Lending Corporation (SEC Registration No. CS202011342), Fresh Loan emphasizes financial well-being and security for borrowers.

Product highlights include loan amounts from ₱1,000 to ₱50,000, terms from 91 to 360 days, and a maximum APR of 20%. Applications require Filipino citizenship, a valid ID, and a mobile phone. All fees are disclosed with no hidden charges.