おまかせ運用アプリ｜CHEER証券

*This app is available to customers who have already opened an account.
Account opening can be done via the web or the "CHEER Securities app."

"Omakase Kanri" (Automated Investment Management) is a discretionary investment management service provided by Money Design Co., Ltd., an investment management company, using a robo-advisor.

It constructs a portfolio based on an asset management policy deemed optimal for the customer and manages it automatically.

Through a discretionary investment management contract, Money Design manages your funds on your behalf.

[Features of Omakase Kanri]
1. Compatible with the new NISA
Simply transfer funds from your account to begin automated asset management utilizing the NISA growth investment framework.

2. Diversified investment worldwide on your behalf
You can diversify your investments across various assets worldwide starting from 500 yen.
Omakase Kanri invests in ETFs through investment trusts. The final investment destinations are regions and countries around the world.

3. We propose the optimal portfolio for you
By answering a few simple questions, we will build the optimal portfolio for you! We combine funds (investment trusts) with three functions.
Automated Growth Fund (Focused on Global Equities)
* Automated Income Fund (Focused on Global Bonds)
* Automated Inflation Hedge Fund (Focused on Global Real Assets)

4. Efficient Smart Beta Management
This investment method aims to capture not only profits linked to market movements, but also profits from other factors (e.g., objective fundamental indicators [corporate profits, sales, various stock indices (PBR/PER)], etc.).
Returns are generated by taking some kind of risk.
By appropriately combining returns from taking overall market risk with risks arising from other factors, this method aims to efficiently improve returns and reduce risk.

5. Utilizing AI to Reduce Risk
Market data and indices that quantify market sentiment obtained from text information on various assets are input, and machine learning is used to determine whether each stock or asset class will significantly decline after a certain period.
By using this information in portfolio construction, the aim is to reduce the risk of portfolio decline.

6. All Maintenance is Automated
After investment begins, all necessary maintenance for asset management is performed automatically. * Adjusting investment destinations to match market changes: "Relocation" and "Recreation"
* Adjusting investment allocations that have changed due to market movements: "Rebalancing"
* Adjusting portfolios to match changes in customers, such as age: "Reprofiling"

7. Build assets without worrying about timing with Tsumitate (Regular Automatic Purchase Service)
If you find it troublesome to purchase manually each time, or if you don't know when to buy, please use "Tsumitate".

■ Regarding Risks, etc.
* When buying and selling listed securities, etc., there is a risk of loss due to fluctuations in the price of listed securities, etc., caused by fluctuations in stock prices, interest rates, exchange rates, real estate prices, commodity prices, etc., and fluctuations in the price and valuation of stocks, bonds, investment trusts, real estate, renewable energy power generation facilities, public facility operation rights, commodities, covered warrants, etc. (hereinafter referred to as "underlying assets" (1)) that back investment trusts, investment certificates, depositary receipts, beneficiary certificates of beneficiary certificate issuing trusts, etc. * If there are changes in the business or financial condition of the issuer or guarantor of listed securities, etc., or changes in the business or financial condition of the issuer or guarantor of the underlying assets, the price of listed securities may fluctuate, potentially resulting in losses.
1 If the underlying assets are investment trusts, investment certificates, depositary receipts, beneficiary certificates of beneficiary certificate issuing trusts, etc., this includes the ultimate underlying assets.
Investment trusts may experience a decline in their net asset value and incur losses due to fluctuations in the prices, valuations, or reference indices of the stocks, bonds, investment trusts, real estate, commodities, etc. in which they invest (risks vary by product).
When trading fund wraps (managed investment), as a risk associated with discretionary investment management contracts, the valuation of contract assets may decline due to asset allocation and stock selection, potentially resulting in losses. Furthermore, your investment principal is not guaranteed and may fall below the initial investment amount. All profits and losses from the investment belong to the customer.

Risks and fees vary depending on the product. Please carefully read the pre-contractual disclosure document, listed securities document, or prospectus before concluding a contract.

https://www.cheer-sec.co.jp/rule/risk.html

■Company Name: CHEER Securities Co., Ltd. Financial Instruments Business Operator, Kanto Local Finance Bureau (Financial Instruments) No. 3299

■Member Associations: Japan Securities Dealers Association, Japan Asset Management Association

https://www.cheer-sec.co.jp