CAIXA Tem

Free digital account to use benefits and financial services!

CAIXA Tem is a free digital account designed to manage social benefits and a variety of financial services with ease and speed. The app enables users to pay bills, make transfers—including via PIX—and conduct online purchases using a virtual debit card. Additionally, users can withdraw money without a card at CAIXA ATMs and conveniently check their balances and transaction histories.

Built with an intuitive interface, CAIXA Tem promotes financial inclusion by granting millions of Brazilians access to vital banking services. Whether you're a beneficiary of social programs or simply seeking a convenient financial solution, this app offers a practical, secure platform tailored to your needs. Download CAIXA Tem today and simplify your financial experience!

Ranking

User reviews

Users report that CAIXA Tem is easy to use and meets basic needs but suffers from serious issues including frequent server downtime, long virtual queues to access services, frequent crashes, and unreliable functionality such as failed transfers and payments. Security concerns and poor technical support compound the problems. Although some users note improvements over time, the app's performance and accessibility remain frustrating for many, severely hampering its usability.
Pros
  • App is easy to use and suitable for basic needs
  • App has shown improvement over time according to some users
  • App is protective with users' money
Cons
  • Frequent server downtime and connectivity issues causing inability to log in or use the app
  • Long virtual waiting lines to access the app, sometimes up to several hours
  • App crashes and freezes frequently, preventing usage
  • Security issues like weak passwords accepted by the app
  • Many features like transfers and bill payments don't work reliably or are unavailable during certain hours
Recent reviews
After scanning, it says that it has successfully recognized my face but then it goes back to the home page where it says I have to confirm my identity by scanning my face again. I've been stuck in this loop for a while now.
by US*****, 2025-01-20

really bad app, server's always down, only when I need it. Also, it keeps logging me off, now I need to login and I can't because your service is down
by fe*****, 2024-12-08
View all user reviews ›

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